94年1月托福试题+++

EXERCISE TWENTYONEcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
CcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Passage 1cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  Taking natural objects such as rocks. bones. clouds and flowers for subject matter. Georgia Q'keeffe reduced them to their simplest form, often by employing a close-up view or some other unusual vantage point. With such techniques, including the use of thin paint and clear colors to emphasize a feeling of mystical silence and space, she achieved an abstract simplicity in her paintings. O'keeffe spent a summer in New Mexico in t929 and the bleak landscape and broad skies of the desert so appealed to her that she later settled there permanently. Cows skulls and other bare bones found in the desert were frequent motifs in her paintings. Other common subjects included flowers, the sky, and the horizon lines of the desert. After O'keeffe's three-month trip around the world by plane in 1959, the sky "paved with clouds" as seen from an airplane also became one of her favorite motifs and the subject of her largest work, a 24-foot mural that she began in 1966.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  1.In the first sentence of the passage, the author explains O'Keeffe'scC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (A) popularity with art critics despite her unusual choice of subject mattercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (B) reasons for painting one kind of object rather than anothercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) skillful use of photography in selecting her subject. Matter cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) efforts to portray the objects she painted in their simplest formcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
2.With what subject is the passage mainly concerned?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (A) Georgia O' Keeffe's trip around the worldcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (B)The private life of Georgia O' KeeffecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (C)The paintings of Georgia O'KeeffecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
.    (D) Georgia O'keeffe's greatest work of artcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    3.Which of the following is an example of something often painted by O'Keeffe?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (A)An airportcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
      (B)A deserted streetcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)An astronaut in outer spacecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) A cloud formationcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    4.With which of the following statements concerning Georgia O'Keeffe's paintings would the author of the passage be most likely to agree.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)They generally create a sense of stillness and open spacecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)They are so realistic that they often resemble ordinary photographic imagescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)Most of them are portraits of the painter's friends and relativescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)They represent humans in an eternal struggle with the forces of naturecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    5.Which of the following aspects of the desert landscape is NOT mentioned by the author as one that attracted O'Keeffe's attention?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) BonescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) SandcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) The sky cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)  FlowerscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Passage 2cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    Researchers have found that migrating animals use a variety of inner compasses to help them navigate. Some steer by the position of the Sun. Others navigate by the stars. Some use the Sun as their guide during the day, and then switch to star aviation by night. One study shows that the homing pigeon uses the Earth's magnetic fields as a guide in finding its way home, and there are indications that various other animals, from insects to mollusks, can also make use of magnetic compasses. It is of course very useful for a migrating bird to be able to switch to a magnetic compass when clouds cover the Sun otherwise it would just have to land and wait for the Sun to come out again.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    Even with the Sun or stars to steer by the problems of navigation are more complicated than they might seem at first. For example a worker honeybee that has found a rich source of nectar and pollen flies rapidly home to the hive to report. A naturalist has discovered that the bee scout delivers her report through a complicated dance in the hive, in which she tells the other workers not only how far a way the food is, but also what direction to fly in relation to the Sun. But the Sun does not stay in one place all day. As the workers start out to gather the food the Sun may already have changed its position in the sky somewhat. In later trips during the day the Sun will seem to move farther and farther toward the west. Yet the worker bees seem to have no trouble at all in finding the food source. Their inner clocks tell them just where the Sun will be, and they change their course correspondingly.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
1.What is the main idea of the passage?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)  Bees communicate with each other by dancingcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)  Animals have internal steering devices cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)  The Sun is necessary for 'animal navigationcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)  The Earth' 5 magnetic fields guide p1-geons homecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
2.The author mentions all of the following natural phenomena that help animals navigate EXCEPTcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)  the SuncC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)  the starscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)  magnetic fieldscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)  wind directioncC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  3 .What makes it necessary for a bird to rely on a magnetic compass when navigating?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) The possibility of bad weathercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) The constant motion of the SuncC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Its patterns of migrationcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Its need to constantly change homescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
4.In line 10, the word "rich" meanscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) wealthycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) abundantcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) comicalcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) meaningfulcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
5.According to the passage what information does the dance of the scout bee communicate to the other worker bees?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
A) The time of daycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) What the weather is likecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) How far away the food iscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Which flowers the scout has foundcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
6.What enables the bees to steer by the Sun even though the Sun's position is not fixed':cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) They are equipped with biological time clockscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) The fly in formation behind the scout beecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) They have excellent eyesightcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) They have long memoriescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
7.Which of the following is an example of an animal using an inner compass as described in the passage?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
          (A) Mother chimpanzees caring for and grooming their youngcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Turtles traveling miles through the sea to lay eggs on an islandcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Wolves fighting each other for territorial rightscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Lions stalking their prey without having seen itcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Passage 3cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  Thomas Alva Edison, the symbolic proprietor of the burgeoning electrical industry, stressed a preference for plain figuring over scientific formulas. "Oh, these mathematicians make me tired!" he once gibed. "When you ask them to work out a sum they take a piece of paper, cover it with rows of A's, B's, and X's, Y's, . . . scatter a mess of flyspecks over them, and give you an answer that' S all wrong." Nonetheless, while Edison' 5 approach to invention was often cut-and-try, it was highly systematic. His laboratory at Menlo Park, New Jersey, was equipped with a rich variety of scientific instruments, and its library shelves included the latest scientific books as well as periodicals. Edison also employed some scientists, including the mathematical physicist Francis R. Upton. But Americans of the day, with no small encouragement from the inventor himself, typically thought of Edison as the practical, unschooled inventor who needed no science. And it was true that neither mathematical nor scientific training necessarily made ordinary mortals a match for Edison's kind of genius.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
1.What is the main idea of the passage?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)Mathematicians and scientists use different formulascC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)Inventors need well - equipped laboratoriescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)Francis Upton was critical to Edison's successcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)Thomas Edison was an unconventional geniuscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  2.In line 3, the word "them" refers to which of the following?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)MathematicianscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)FlyspeckscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)FormulascC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)RowscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  3.It can be inferred from the description of his workplace that EdisoncC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)used only expensive scientific instrumentscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)wrote articles regularly for magazinescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)spent much time cataloging his bookscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)kept abreast of recent scientific developmentscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
4.Which of the following is closest in meaning to the phrase "Americans of the day" as it is used in line 9?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)Americans who were respected inventors of Edison 5 timecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)Americans who lived during Edison' 5 timecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  (C)Americans who worked with Edison on a daily basiscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  (D)Americans who didn't use Edison's electrical inventionscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
5.According to the passage, Edison liked people to think that he was acC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)person who did experiments on fliescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B)laboratory designercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C)self-taught inventorcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)scientist with an excellent educationcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  6.The author describes other scientists and mathematicians as "ordinary mortals" (line12)to indicate thatcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  (A) their abilities were inferior to Edison'scC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  (B) Edison desired to be more like themcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  (C) competition among scientists was commoncC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  (D) Edison was deeply interested in mythologycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
                  7. Where in the passage does the author mention Edison's working style?)cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) Lines 3-5cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Lines 5-6cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Lines 8-9cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Lines 11-12cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Passage 4cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    Just how salt became so crucial to our metabolism is a mystery; one appealing theory traces our dependence on it to the chemistry of the late Cambrian seas. It was there, a half - billion years ago, that tiny metazoan organisms first evolved systems for sequestering and circulating fluids. The water of the early oceans might thus have become the chemical prototype for the fluids of all animal life-the medium in which cellular operations could continue no matter how the external environment changed. This speculation is based on the fact that, even today, the blood serums of radically divergent species are remarkably similar. Lizards, platypuses, sheep, and humans could hardly be more different in anatomy or eating habits, yet the salt content in the fluid surrounding their blood cells is virtually identical.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  As early marine species made their way to freshwater and eventually to dry land, sodium remained a key ingredient of their interior, if not their exterior, milieu. The most successful mammalian species would have been those that developed efficient hormonal systems for maintaining the needed sodium concentrations. The human body, for example, uses the hormones rennin, angiotensin, and aldosterone to retain or release tissue fluids and blood plasma. The result, under favorable conditions, is a dynamic equilibrium in which neither fluid volume nor sodium concentration fluctuates too dramatically. But if the body is deprived of salt, the effects soon become dangerous, despite compensatory mechanisms.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
1. Which of the following best describes the main subject of the passage.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) The effects of salt deprivationcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Evolutionary changes involving saltcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  (C)  The salt needs of lizards and platypusescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Hormonal systems for adjusting salt 1evelscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
2.What did the paragraph preceding the passage most probably discuss?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) Methods of mining saltcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Ancient beliefs about the powers of saltcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) How humans used salt during the Cambrian periodcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) The importance of salt to our metabolismcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
3. According to the passage, which of the following species was probably the first to utilize salt in some way?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) SheepcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) LizardscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Early human beings cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Early marine organismscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
4. What evidence does the author give to support the theory that the salt water of the prehistoric oceans became the fluid for all animal life?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) Unrelated species now have identical salt levels in their blood.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) All species today require salt.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) The oceans today are less salty than in the Cambrian period.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Most mammals get sick if they drink large quantities of salty watercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
5. The author implies that those species that did not evolve ways of maintaining their salt 1ev-els probablycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
  (A) ceased to require salt cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) returned to the sea cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) had difficulty surviving cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) lived in fresh watercC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
6. Which of the following is NOT mentioned in the passage as a hormone involved in human sodium regulation?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) Rennin cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Adrenaline cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Angiotensin cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) AldosteronecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
7. In line 16, the word "dramatically" could best be replaced bycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) greatlycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) loudlycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) lyricallycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) theatricallycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Passage 5cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
    One of the more discernible trends in the financial - service industry in recent times has been the adoption of programs designed to encourage more personalized relationships between an institution's employees and its clients, particularly those clients who are major depositors. The expression most commonly used to describe this type of program is "relationship banking". A good definition is provided in the 1985 book MarketingcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Financial Services:cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
In relationship banking the emphasis is on establishing a long-termcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
multiple - service relationship; on satisfying the totality of the client'scC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
financial service needs; on minimizing the need or desire of clients tocC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
splinter their financial business among various institutions.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Implicit within any definition of relationship banking is recognition that the financial -service requirements of one individual or relatively homogeneous group will likely be substantially different from those of another individual or group. A successful relationship banking program is' therefore dependent in a large part on the development of a series of financial - service "packages" each designed to meet the needs of identifiable homogeneous groups.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
Another dimension of relationship banking is the development of highly personalized relationships between employee and client. In most financial institutions today the client is serviced by any employee who happens to be free at the time regardless of the nature of the transaction. Personalized relationships are therefore difficult to establish. In a full relationship banking program, however, the client knows there is one individual within the institution who has intimate knowledge of the client's requirements and preferences regarding complex transactions. Over time, the client develops a high level of confidence in this employee. In short, a personalized relationship evolves between client and employee.cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
1. With what subject is the passage mainly concerned?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) The decline of the financial-service industrycC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Variety within financial servicescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) A way of making banking more personalcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Increasing everyday banking transactionscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
2. Which of the following can be inferred from the passage about relationship banking programs?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) They have recently been discontinuedcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) They are already being used cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) They will shortly be usedcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) They will be used in the distant futurecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
3.According to the definition of relationship banking quoted in the passage, one of the main aims of this type of banking is to encourage clients tocC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A) consult with each other concerning their financescC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) keep all their business with a single bankcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) recognize their own banking needscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D)keep their financial requirements to a minimumcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
4. According to the passage. what is a necessary first step in instituting relationship banking?cC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(A)Redesigning bank buildingscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(B) Hiring congenial staff who make client'. welcomecC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(C) Recognizing the particular financial needs of groups and individualscC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8
(D) Teaching bank employees to be more confidentcC?5k}Ðöbforum.liuxuehome.comyÁSç0˜+8